Last updated: October 20, 2026 · Tax year 2026
Indiana paycheck calculator (2026)
Indiana charges a flat 2.95% income tax on wages. Enter your pay below to see your estimated take-home pay after federal tax, FICA and Indiana tax.
Indiana's state rate is 2.95% for 2026 with a $1,000 personal exemption per person. Every Indiana county also charges its own income tax. County tax is not included, so real take-home pay will be lower.
Take-home pay examples in Indiana
Single filer, paid every two weeks, standard deduction, no dependents, no pre-tax deductions, 2026 rules.
| Annual salary | Per paycheck | Federal tax / year | FICA / year | Indiana tax / year |
|---|---|---|---|---|
| $30,000 | $978.06 | $1,420 | $2,295 | $856 |
| $50,000 | $1,573.44 | $3,820 | $3,825 | $1,446 |
| $75,000 | $2,284.98 | $7,670 | $5,738 | $2,183 |
| $100,000 | $2,933.06 | $13,170 | $7,650 | $2,921 |
| $150,000 | $4,207.52 | $24,734 | $11,475 | $4,396 |
How your Indiana paycheck is calculated
- Federal income tax. Your pay minus the 2026 standard deduction ($16,100 for single filers, $32,200 married filing jointly, $24,150 head of household) is taxed in brackets from 10% to 37%.
- Social Security. 6.2% of pay up to $184,500 in 2026.
- Medicare. 1.45% of all pay, plus 0.9% on pay above $200,000 ($250,000 for married filing jointly).
- Indiana income tax. 2.95% of pay after the $1,000 personal exemption per person.
For married filing jointly the calculator assumes one earner and counts two personal exemptions where the state gives them. Contributions to a 401(k) reduce income tax but not Social Security or Medicare.
Frequently asked questions
How much tax is taken out of a paycheck in Indiana?
On a $60,000 salary a single filer in Indiana pays about $5,020 federal income tax, $4,590 Social Security and Medicare, and $1,741 Indiana income tax. That is $11,351 in total, or 18.9% of gross pay.
Does a 401(k) contribution lower my Social Security and Medicare tax?
No. Traditional 401(k) contributions lower the pay that federal and state income tax is figured on, but Social Security and Medicare are still charged on the full pay.
Does Indiana have a state income tax?
Yes. Indiana charges a flat 2.95% state income tax on wages for 2026, after a $1,000 personal exemption per person.
How much is take-home pay on a $60,000 salary in Indiana?
For a single filer paid every two weeks with no dependents or pre-tax deductions, about $1,871.13 per paycheck, or $48,650 per year. Your own result will differ.
What is not included in this estimate?
Tax credits, dependents, itemized deductions, health insurance premiums, local taxes and other withholding choices on your W-4 are not included. Use it as a guide, not as a payroll figure.
Related calculators
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- Michigan paycheck calculator (nearby state)
- Florida paycheck calculator
- Nevada paycheck calculator
- New Hampshire paycheck calculator
Official sources
- Indiana DOR: income tax rates (2.95% for 2026)
- Indiana DOR Departmental Notice #1 (exemptions)
- IRS news release IR-2025-103: 2026 inflation adjustments
- IRS Revenue Procedure 2025-32 (2026 tax rate tables)
- SSA 2026 fact sheet: maximum taxable earnings $184,500
- SSA contribution and benefit base table (2026: $184,500)
Rates last checked October 2026. Tax rules change, so check your state agency before relying on a figure.